Pradhan Mantri Awas Yojana (Rural)
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Short Summary
The Pradhan Mantri Awas Yojana – Gramin (PMAY-G) was launched by the Government of India in 2015 as a flagship initiative under the Ministry of Rural Development. It aims to provide "Housing for All" by the year 2022, specifically focusing on the rural poor. The scheme replaces the earlier Indira Awaas Yojana (IAY) and seeks to offer affordable, all-weather pucca homes to economically and socially disadvantaged rural households.
Objective of the scheme
To provide pucca (permanent) houses with basic amenities to rural households who are homeless or living in kutcha/dilapidated houses.To improve the quality of life, ensure dignified living, and reduce rural poverty.Promote women empowerment by mandating the house ownership in the name of the woman or jointly with the male head of the household.
Information about scheme
Scheme ID : PMAY-G001
Launch Year : 2015
Last Date : Ongoing
Status : Active
Eligibility Criteria of the scheme
To be eligible for PMAY-G, the applicant must:Be a rural household without a pucca house.Be listed in the Socio-Economic and Caste Census (SECC) 2011 data.Belong to Below Poverty Line (BPL) or similar categories like SC, ST, minorities, manual scavenger families, or bonded labourers.Not own any permanent structure anywhere in India.Not be an income taxpayer or government employee.Priority is given to:Landless laborers.Households headed by widows or unmarried women.Physically disabled members.Scheduled Castes/Scheduled Tribes.
Benefits Offered in the scheme
Financial assistance of:₹1.20 lakh in plain areas.₹1.30 lakh in hilly, difficult, or Integrated Action Plan (IAP) areas.₹12,000 additional for construction of a toilet under Swachh Bharat Mission (SBM).Free LPG connection under Ujjwala Yojana.Unskilled wage labour support of 90–95 days under MGNREGA for house construction.Amount is transferred directly to beneficiary’s bank account in 3–4 installments.
Documnets requried for the scheme
Aadhaar Card of applicant.Bank account passbook (must be Aadhaar-seeded).Income certificate or proof of BPL status.Photograph of the applicant.Job card (MGNREGA) if available.SECC reference number (auto-selected from list).